Apa yang aku baru dapat tahu hari ini, kadar 'interest' akan dinaikkan oleh Bank Negara berkuatkuasa awal bulan depan. Bermaksud ia akan memberi kesan juga kepada 'interest' kereta lebih² lagi kereta nasional seperti Perodua dan Proton dimana kadar sekarang sekitar 3.75 - 4.00 peratus. Kereta import pun akan semakin mahal. Jadi kepada yang nak beli kereta tuh, cepat² la beli, hehehe
Siapa yang 'terer' boleh rujuk kepada artikel di bawah....
Siapa yang 'terer' boleh rujuk kepada artikel di bawah....
Another 25 bps rise in key interest rate expected
MALAYSIA is expected to raise its benchmark interest rate by another 25 basis points (bps) for the second time in a row to normalise interest rates and prevent financial imbalances.
Almost all economists polled by Business Times expect the Overnight Policy Rate, which determines the borrowing costs by banks, to be increased to 2.5 per cent tomorrow.
Bank Negara Malaysia was among the first central banks in the region to raise interest rates in March.
AmBank Group chairman Tan Sri Azman Hashim said that current interest rates were still low and he expected the central bank to normalise rates.
"We can expect a gradual increase of a quarter of a percentage point (0.25 per cent) by the central bank. It is nothing to worry about in terms of business costs," he said when met at the 2009 Productivity Report presentation in Kuala Lumpur yesterday.
"It's a good time to borrow during the current (interest rate) regime," he added.
Citi economist Kit Wei Zheng felt that preventing financial imbalances should be a priority, noting that household loan demand was undeterred by the 25 bps increase in March.
Sentiment in the residential property market remained strong, indicating that another bout of monetary normalisation was imminent.
"With inflation likely to creep up, policy and deposit rates may have to rise to ensure an acceptable real rate of return on bank deposits. Otherwise savers may be tempted into speculative activities," Kit said.
He added that monetary policy has to strike a delicate balance between pre-empting further increases in household debt while not hurting the already highly-leveraged households. The ratio of household debt to gross domestic product surged almost 13 per cent to a record 76.6 per cent last year.
Standard Chartered Bank also expects interest rates to be normalised further to suit current economic conditions.
"Bank Negara will also want to ensure that interest rates are not kept too low for too long as this would hurt depositors and may encourage excessive risk-taking in search of higher returns," it said.
Bank Negara's decision may have to be weighed against risks arising from the debt crisis in Europe, DBS Bank economist Irvin Seah said.
"In fact, judging from the complexity and difficulty of the issues in Europe, it would not be surprising if Bank Negara decides to take a pause in its monetary tightening for now, at least till a resolution in Europe is reached and clarity resumes," he said.
Source
MALAYSIA is expected to raise its benchmark interest rate by another 25 basis points (bps) for the second time in a row to normalise interest rates and prevent financial imbalances.
Almost all economists polled by Business Times expect the Overnight Policy Rate, which determines the borrowing costs by banks, to be increased to 2.5 per cent tomorrow.
Bank Negara Malaysia was among the first central banks in the region to raise interest rates in March.
AmBank Group chairman Tan Sri Azman Hashim said that current interest rates were still low and he expected the central bank to normalise rates.
"We can expect a gradual increase of a quarter of a percentage point (0.25 per cent) by the central bank. It is nothing to worry about in terms of business costs," he said when met at the 2009 Productivity Report presentation in Kuala Lumpur yesterday.
"It's a good time to borrow during the current (interest rate) regime," he added.
Citi economist Kit Wei Zheng felt that preventing financial imbalances should be a priority, noting that household loan demand was undeterred by the 25 bps increase in March.
Sentiment in the residential property market remained strong, indicating that another bout of monetary normalisation was imminent.
"With inflation likely to creep up, policy and deposit rates may have to rise to ensure an acceptable real rate of return on bank deposits. Otherwise savers may be tempted into speculative activities," Kit said.
He added that monetary policy has to strike a delicate balance between pre-empting further increases in household debt while not hurting the already highly-leveraged households. The ratio of household debt to gross domestic product surged almost 13 per cent to a record 76.6 per cent last year.
Standard Chartered Bank also expects interest rates to be normalised further to suit current economic conditions.
"Bank Negara will also want to ensure that interest rates are not kept too low for too long as this would hurt depositors and may encourage excessive risk-taking in search of higher returns," it said.
Bank Negara's decision may have to be weighed against risks arising from the debt crisis in Europe, DBS Bank economist Irvin Seah said.
"In fact, judging from the complexity and difficulty of the issues in Europe, it would not be surprising if Bank Negara decides to take a pause in its monetary tightening for now, at least till a resolution in Europe is reached and clarity resumes," he said.
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